Stop leaking wealth.
Restructure now- protect compound and pass it on.|
We design and implement clean corporate structures
(Holdco’s, family trusts, estate freezers, section 85 rollovers) that cut tax drag, ring-fence risk, and set you up for succession or exit without turning your life into paperwork.
Structural Gaps That Threaten Your Growth
If you’ve got profits, properties, or partners- your corporate
structure is either building your wealth… or quietly draining it.
Here’s what we help fix- the silent risks most businesses overlook below,
One CRA review or legal dispute can expose everything you’ve built. Without a holding company or proper separation, your hard assets have no protection.
Growth shares not issued, freezes never executed and you end up paying tax on tomorrow’s value today. Strategic estate planning protects both wealth and continuity.
Unplanned dividends and unclear salary strategies can trigger TOSI issues or misaligned cash flow. We design tax-efficient compensation frameworks that keep funds flowing in the right direction.
Unrecorded loans, shareholder advances, and intercompany transfers create audit exposure. We streamline your structure to eliminate compliance risks.
When you’re ready to sell, missing key elements — like LCGE qualification or asset segregation — can cost hundreds of thousands. We ensure your structure supports a clean, tax-efficient exit.
Without defined buy–sell agreements, valuation formulas, or trustee clarity, family partnerships can quickly turn into disputes. We help you establish governance that protects both relationships and equity.
Bookkeeping tracks transactions — it doesn’t design tax or ownership strategy. Proper restructuring is about architecture, not administration.
Free Wealth Architecture Pack (delivered after your session)
Accedge’s 5-Stage Wealth & Restructuring Method
We map income needs, exit windows, family dynamics, lenders, CRA footprint. We translate ambition into design constraints you can actually run.
Holdco/trust architecture, share classes, freeze mechanics, dividend policy. We design for clarity and control, not consultant art projects.
Rollover elections (section 85), LCGE readiness, inter-company loans, preferred/common share mixes, CDA/GRIP awareness. Documentation you can defend.
We coordinate with your lawyer, align bookkeeping and tax, prepare minutes and elections, and leave an audit-proof paper trail.
Quarterly/annual reviews as life and laws change. Dividend tuning, cash-dam strategy, buy–sell funding check, trustee guidance.
Specific Use-Cases
trades owner
Park retained earnings and trucks in the right entities; stop exposing your house to job-site risk.
or retail chain
Multi-location cash damming, GST/PST separation, clean franchise/brand IP ownership.
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border seller
Separate US exposure, plan repatriation, manage transfer-pricing baseline, hold IP properly.
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Freeze at today’s value, lock LCGE pathway (if applicable), add trust for family distributions within the rules.
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Ring-fence plant/real estate in PropCo, run ops lean in OpCo, and use TreasuryCo for working-capital swings—safer, lender-ready growth.
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Pre-flight checklist: qualify shares, isolate assets, agree buy–sell funding and valuation formula.
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How We Operate With Precision and Integrity
If your structure only works in a seminar slide deck, it’s useless. We build for real life.
Bookkeeping, tax and CFO under one roof so design and compliance don’t fight each other.
We cap active files to keep timelines. We answer fast and ship documents clean.
We’ll never promise outcomes the law doesn’t allow. We promise speed, precision and paper that stands up.
What clients say after we take over structure:
Answers to Your Most Common Concerns
Every month you delay, value compounds in the wrong pocket and freezes get pricier. We limit weekly Architecture Sessions and live implementations to protect turnaround times. If capacity is full, we’ll wait-list by priority (sale/succession windows first).
Get My Free Wealth Architecture Session →
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